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Compare stopping values
With one draw left, stopping keeps the bank. Drawing adds one equally likely card. Add all remaining card values and divide by the number of cards to find the average gain. A positive average favors drawing; a negative average favors stopping.
Bank: 27 points · Draws left: 1
Remaining deck · each card is equally likely
Stop to keep your bank. Or take the final card and add its value to your bank. Keep the resulting score. Drawn cards are removed. Negative scores are allowed.
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